Countrywide declined my loan modification! Please help :(?

L-Train asked: Hello everyone, I hope all is well. I wanted to share with everyone what just happened to me this morning and also ask some advice is if I could…
Countrywide called me this morning and told me my loan modification was declined because I was current on my mortgage. The lady specifically said if [...]

Has anyone gotten a loan modification while being current? Or do you know of anyone who has?

P B asked: I know it’s a long shot but I have to ask.
I tried to refi. ltv not good and credit and debt to income not goodLoan Modification Help

Mortgage loan modification and credit score?

Samson7 asked: Now that we are paying our mortgage and on time will our credit score improve once our mortgage states “current” as opposed to “past due”?Loan Modification vs Refinancing