Where can I get a loan modification? Is a loan modification cheaper and better than a refinance ?
I do not want to take money out. I just want to lower the interest rate. Mortgage is 62999, payment 450.59 interest rate 6.875. I am searching for 4.875 or less with 1 point or less closing
Loan Modification Help
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Comments
Why not approach your lender and see if they are willing to renegotiate or modify the loan. If you have been a good payer, they might help you for not much cost. It is not too complicated, you already know what you want. See what they are willing to offer. You can explain that the alternative is for you to change lenders and they will lose a good client.
Hello, I am Mr Keane Darwin,I am a private Loan Lender i do offer loan to interested people and people who can pay back the loan,if you have been looking for a loan here is an opportunity for you to get the loan now i will want you to contact me at so that we can proceed to the next step of the loan okay. Regards.
Mr Keane Darwin
Darwin Private Financiers.


Do not fall prey to the sharks!
Yes, loan modification is cheapest, as it can ONLY be done with your present bank. Call them up and ask for a Loan Modification Package, they will mail it out.